St Genix Property Buyers

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Bailiff Advice

Anyone that is dealing with bailiffs or debt collectors will need some bailiff advice to make sure they are not being taken advantage of. St Genix Property Buyers can give you the sort of bailiff advice that you need to make the process less stressful.

If you have outstanding debts, your creditors (those who you owe the money to) may attempt to recover the money you owe by using a debt collector or a bailiff.

Bailiffs are empowered with the ability to enter your home and seize your possessions to cover the debt you owe.

A debt collector may call you or knock at your door to request payment, but they are not allowed to enter your home or touch any of your belongings.

It can be an unpleasant experience to be approached by either a debt collector of a bailiff. However, it is important that you understand how to deal with these people and know what your rights and responsibilities are.

Bailiff visit – reasons

If your creditor makes a successful claim to the County Court to recover monies owed by you, a County Court Judgment (CCJ) may be issued. This is a statement that you must repay what you owe. If this is the case, your creditor can request that the Court issues a Warrant of Execution and if this happens a bailiff may be sent to recover the money you owe.

If you owe money to your local authority (such as council tax) or to Her Majesty’s Revenue & Customs (HMRC), bailiffs may be sent to your house to recover the debt.

Debt collectors

Your creditor may engage a debt collector to recovery the money you owe. A debt collector does not have the same authority as a bailiff and may not enter your home or touch any of your belongings. However, they will call by telephone and they may knock on your door.

Debt collectors will sometimes be difficult to deal with. However, you do have rights. If a debt collector harrasses you, contact your local council. They have a trading standards department whose responsibility it is to ensure these guidelines are adhered to. If a debt collector threatens you physically, make sure you contact the police immediately.

Sell House Fast Hotline: 0208 144 1070